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Play Baccarat Online in Australia 2024

Updated on: March 5th, 2024

Play Online Baccarat Online baccarat is a game Australian players can enjoy for free or real money. The best part is you can win some nice real money payouts at top baccarat online casinos. In baccarat, you have three betting options: Banker, Player and Tie bets.

The game aims to guess which baccarat betting option will be close to nine. Each online baccarat hand has to get as close to nine as possible. Learn more about baccarat and get some tips on playing real money baccarat online.

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How to Play Online Baccarat

Online baccarat involves predicting which of the two hands – the player or banker – will have a higher score.  You can also guess that the hands will end in a tie. Players place bets on either player, banker or a tie before cards are dealt.

The dealer gives each banker and player two cards after the players have made their bets. In this casino game, each card’s value is added to the total of the hands. The value of a ten and a face card is 0, an ace is 1, and the value of other cards goes by rank (for example, a six is worth 6).

Your hand cannot exceed nine, and only the last digit of the score counts. As a result, a hand of 14 is equal to four points. Zero is the worst possible hand, while nine is the best.

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Online Baccarat Banker Rules

  1. The banker will always hit if they have a hand of 2 or less.
  2. In the case of a three-card banker hand, the banker will hit unless the player’s third card is an eight.
  3. If the banker has a four-card hand, he will hit if the player’s third card is two or a 7.
  4. With a hand of 5, if the third card of a player is between 4 and 7, the banker will always win.
  5. The banker would hit on a 6 or 7 if the player’s third card were a 6 or 7.
  6. A 7 will always mean that the banker stands.

Baccarat Online Player Rules

  1. If either hand consists of an 8 or a 9, the hand is immediately over, and no more cards are dealt. There are no exceptions to this rule.
  2. A third card will be dealt if the player’s hand has a value of 5 or less. Otherwise, the player stands.
  3. With a 5 or less, the dealer will take a card, and with a 6 or more, the player will stand.
  4. A third card will only be dealt if the player hits, depending on the score of the banker and the third card (held over from an older version of baccarat, in which the player’s third card face up).

The scores of the two hands are compared after the third card has been dealt. The tie bet wins as soon as the two hands have the same number of points. If neither hand has a higher score, the player bet and banker bet both pushes. Even money wins on player bets.

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Online Baccarat Odds & Payouts

Players, Bankers, and Ties are the three types of bets available in baccarat. The most important thing to consider when looking for the best payout casino USA site with baccarat variants is to compare the bets and odds. However, what exactly does that mean? The casino makes money by using this advantage and profiting over time.

Bet typeOddsPayoutHouse edge
Banker Pair7.47%1:11.06%
Big31.80%8:1 or 9:114.40%
Either Pair14.20%1:111.25%
Perfect Pair3.34%25:117.07%
Player Pair7.47%11:111.25%

Real Money Baccarat vs Free Baccarat Online

Free Baccarat  Online Real Money Online Baccarat
  1. Get to learn baccarat rules without risking your own money.
  2. You can get entertainment in the comfort of your own home.
  3. Try out the various betting systems with minimal risk.
  4. You can claim some credits and boost your bankroll.
  5. There’s no need to join a loyalty program.
  6. Free baccarat games use the same software as real money baccarat games.
  1. You can start playing baccarat for as little as 0.50.
  2. Get to play online baccarat in the comfort of your own home.
  3. You have the option to play baccarat for low stakes and high stakes.
  4. When you deposit real money into your account, you can claim welcome bonuses.
  5. You can win real money to play other games.
  6. The real money baccarat games have a random number generator to audit your numbers.

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Several variations of baccarat have emerged throughout the years. Each variation has additional rules that enable players to customize their strategies.

Punto Banco

The most popular type of online baccarat today is Punto Banco, which closely resembles classic baccarat. One card is dealt with the banker and one to the player once each hand has been dealt. This determines whether there should be a third card. Since bankers always act last, their house edge is low because they are always the last to act. Knowing the final score can help them make the right decision.

Chemin de Fer

A major difference between Chemin de fer and other games is players do not face their opponents. Bankers change after every round, like in poker. In general, six decks of cards are used in this variation of baccarat. Chemin de Fer stands out from other variations because it can be drawn a third time without requiring a predetermined outcome. The decision is theirs if the player wishes to draw the card a third time.

European Baccarat

Unlike traditional baccarat, European Baccarat allows players to draw or stand when they have a 5. If both cards are drawn, the banker wins. In the case of a $100 banker account, if one player wagers $70 and another $30, no other players can bet. During such a round, no one else will be able to play.

Baccarat Banque

To succeed in Baccarat Banque, you need to get close to 9. Unlike other variants, this one has three hands. The dealer holds one, and the players hold two hands. There is no betting on the banker’s hand; the players can place wagers on either of their hands. There are fewer rules than those of other versions of baccarat. The online casino usually follows the rules of baccarat, but this is not always the case.

Live Dealer Baccarat

Baccarat live allows you to experience the excitement of a casino table. Casinos that offer baccarat offer players the option to participate in a live-streamed baccarat game, where players can play either one or more players. There are many ways to play live dealer baccarat, but live dealer gives players the most options for bets and gameplay. Our guide will help you find the top live dealer baccarat casinos.

Online Baccarat Strategy

Baccarat is an easy game to learn. The decision-making process will be easier than online blackjack. But there is a score that determines some rules. If and when the player should get another card in online baccarat, this is the Third Card Rule. It will also determine what the banker is required to do if the third card is worth something.

If you’re interested in fully understanding baccarat rules, you’ll want to understand how the Third Card Rule works.

You can apply betting systems to many other casino games to reduce your losses and increase your winnings. To help you have a better online baccarat experience, we’ve got some examples below.


How you increase your wager is the purpose of the 1-3-2-4 strategy. Using this system, you should cover any losses you sustain by correctly adjusting the amount you bet. There is, of course, no strategy that is 100% foolproof, but the farther you stretch your budget, the more likely it is to work for you.


The strategy essentially involves picking consistently whether to bet on the player or the banker. If you lose three consecutive times, then you should stop. Before resuming betting, you should wait for your choice to begin winning again. It’s best to keep in mind a target for how much you’d like to win when implementing this strategy, so you can know when to stop.


A positive betting system, the Paroli strategy, increases your bet every time you win. After the third win, you’ll reset at 1, and after the fourth win, you’ll switch to 2. The rest is pretty straightforward.

Evolution of Online Baccarat

Although the origin of baccarat remains unclear, all experts agree it originated in Italy during the Middle Ages. France acquired the game during the war with Italy around the 15th century. But it was many centuries before the game became widely popular.

When Baccarat gaming gained popularity, there were already several versions of the game. Punto Banco was primarily associated with the lower classes, while Chemin De Fer was for the upper classes. Players from every social class adopted the game once it gained a foothold in England and America.

Today, you can also play this game online and in land-based casinos. Live dealer baccarat is often a popular choice for players at most internet casinos offering baccarat games.

FAQs about Baccarat Online

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