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Play Baccarat Online in Australia 2022

Play Online Baccarat Players in Australia have loved playing baccarat online. Also called Baccarat Banque, Baccarat Chemin de fer, or Punto Banco, it’s a classic card game that Australian players never stop playing for a win.

Online baccarat is played with a standard deck of cards and the objective of the game is to build a hand with a value of 9 or close to it. The game is extremely popular due to its many perks. At the Australian online casinos recommended by our team, you’ll find a thrill and excitement that can’t be found elsewhere.

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How to Play Baccarat Online

Baccarat online involves predicting which of two hands – the player or banker – will have a higher score or if the hand will finish in a tie. Players place bets on either player, banker or a tie before cards are dealt.

The dealer gives each banker and player two cards after the players have made their bets. In this game, each card’s value is added to the total of the hands. The value of a ten and a face card is 0, the value of an ace is 1 and the value of other cards goes by rank (for example, a six worth 6).

Your hand cannot exceed nine and only the last digit of the score counts. As a result, a hand of 14 is equal to four points. Zero is the worst possible hand, while 9 is the best.

Top Online Baccarat Casinos in Australia

Online Baccarat Banker Rules

  1. The banker will always hit if they have a hand of 2 or less.
  2. In the case of a three-card banker hand, the banker will hit unless the player’s third card was an eight.
  3. If the banker has a four-card hand, he will hit provided that the players’ third card is 2 or a 7.
  4. With a hand of 5, if the third card of a player is between 4 and 7, the banker will always win.
  5. The banker would hit on a 6 or 7 if the player’s third card were a 6 or 7.
  6. A 7 will always mean that the banker stands.

Baccarat Online Player Rules

  1. If either hand consists of an 8 or a 9, the hand is immediately over, and no more cards are dealt. There are no exceptions to this rule.
  2. A third card will be dealt if the player’s hand has a value of 5 or less. Otherwise, the player stands.
  3. With a 5 or less, the dealer will take a card, and with a 6 or more, the player will stand.
  4. A third card will only be dealt if the player hits, and depending on the score of the banker and the third card (held over from an older version of baccarat, in which the player’s third card face up).

The scores of the two hands are compared after the third card has been dealt. As soon as the two hands have the same number of points, the tie bet wins. If neither hand has a higher score, the player bet and banker bet both pushes. Even money wins on player bets.

Real Money Online Baccarat

Betting Rules in Online Baccarat

Players, Banks, and Ties are the three types of bets available in baccarat. The most important thing to know about baccarat is that it has the lowest house edge. However, what exactly does that mean? The casino makes money by using this advantage and profiting over time.

Bet typeOddsPayoutHouse edge
Banker Pair7.47%1:11.06%
Big31.80%8:1 or 9:114.40%
Either Pair14.20%1:111.25%
Perfect Pair3.34%25:117.07%
Player Pair7.47%11:111.25%

Online Baccarat Strategy

Baccarat is an easy game to learn. The decision-making process will be easier than online blackjack. But there is a score that determines some rules. If and when the player should get another card in online baccarat, this is the Third Card Rule. It will also determine what the banker is required to do if the third card is worth something.

If you’re interested in fully understanding baccarat rules, you’ll want to understand how the Third Card Rule works.

You can apply betting systems to many other casino games to reduce your losses and increase your winnings. To help you have a better online baccarat experience, we’ve got some examples below.


How you increase your wager is the purpose of the 1-3-2-4 strategy. Using this system, you should cover any losses you sustain by correctly adjusting the amount you bet. There is, of course, no strategy that is 100% foolproof, but the farther you stretch your budget, the more likely it is to work for you.


The strategy essentially involves picking consistently whether to bet on the player or the banker. If you lose three consecutive times, then you should stop. Before resuming betting, you should wait for your choice to begin winning again. It’s best to keep in mind a target for how much you’d like to win when implementing this strategy, so you can know when to stop.


A positive betting system, the Paroli strategy, increases your bet every time you win. After the third win, you’ll reset at 1, and after the fourth win, you’ll switch to 2. The rest is pretty straightforward.

Best Online Baccarat Games in Australia

Several variations of baccarat have emerged throughout the years. Each variation has additional rules that enable players to customize their strategies.

Punto Banco

The most popular type of online baccarat today is Punto Banco, which closely resembles classic baccarat. One card is dealt with the banker and one to the player once each hand has been dealt. This determines whether there should be a third card. Since bankers always act last, their house edge is low because they are always the last to act. Knowing the final score can help them make the right decision.

Chemin de Fer

A major difference between Chemin de fer and other games is players do not face their opponents. Bankers change after every round, like in poker. In general, six decks of cards are used in this variation of baccarat. Chemin de Fer stands out from other variations because it can be drawn a third time without requiring a predetermined outcome. If the player wishes to draw the card a third time, the decision is theirs.

European Baccarat

Unlike traditional baccarat, European Baccarat allows players to draw or stand when they have a 5. Likewise, the bank has the option of drawing a third card or claiming it. If both cards are drawn, the banker wins. In the case of a $100 banker account, if one player wagers $70 and another $30, no other players can bet. During such a round, no one else will be able to play.

Baccarat Banque

To succeed in Baccarat Banque, you need to get close to 9. Unlike other variants, this one has three hands. The dealer holds one, and the players hold two hands. There is no betting on the banker’s hand; the players can place wagers on either of their hands. There are fewer rules than those of other versions of baccarat. The online casino usually follows the rules of baccarat, but this is not always the case.

Live Dealer Baccarat

Baccarat live allows you to experience the excitement of a casino table. Casinos that offer baccarat offer players the option to participate in a live-streamed baccarat game, where players can play either one or more players. There are many ways to play live dealer baccarat, but live dealer gives players the most options for bets and gameplay. Our guide will help you find the top live dealer baccarat casinos.

Play Baccarat Online for Real Money

Baccarat can also be played for real money online. Furthermore, Australian online baccarat casinos offer lower betting limits, as well as availability 24/7, and you do not even need to leave your home. You will be alerted when it’s your turn and given options for what you can bet – perfect for Aussies who are just starting with real cash baccarat.

Free Online Baccarat

There is a range of free online baccarat games to enjoy for players who aren’t ready to play for real money. Your personal information is safe, so you can play baccarat online without worrying about downloading or registering.

Baccarat online for free is a great option even for experienced players. Players can try out new strategies or side bets in free games, similar to real money games, without risking their funds.

Evolution of Online Baccarat

Although the origin of baccarat remains unclear, all experts agree it originated in Italy during the Middle Ages. France acquired the game during the war with Italy around the 15th century. But it was many centuries before the game became widely popular.

When Baccarat gaming gained popularity, there were already several versions of the game. Punto Banco was primarily associated with the lower classes, while Chemin De Fer was for the upper classes. Players from every social class adopted the game once it gained a foothold in England and America.

Today, you can also play this game online and in land-based casinos. Live dealer baccarat is often a popular choice for players at most internet casinos offering baccarat games.

FAQs about Baccarat Online

Can You Play Baccarat Online?

Yes, many online casinos offer you the opportunity to play their free baccarat games before depositing real money.

Is Online Baccarat Beatable?

There is a way to beat baccarat, as there is with any casino game. However, luck is part of the equation. A casino has a mathematical advantage over all bets on the baccarat table. Baccarat cannot be beaten in the long run because of this.

Can You Get Rich Playing Baccarat?

Baccarat still has the potential to give you good returns. However, it is important to note that the likelihood of winning the game depends on several factors, such as the variation you are playing, its volatility, and your approaches to winning.

Do Casinos Cheat on Baccarat?

Gambling cheaters rarely target baccarat. Cheating is often associated with blackjack, craps, roulette, and slot machines. There are, however, a good number of scammers who play baccarat.

Is Baccarat Just Luck?

There is no skill involved in baccarat. Despite this, the casinos’ edge in baccarat is small enough. Many of the wagers are large enough that revenue can fluctuate violently compared with other games, often plummeting one month and soaring the next.

What is the Best Strategy for Baccarat?

You should always place your bets with the banker if you play baccarat. A good rule of thumb is to always bet on the banker because it has a 1.06% house edge. The house advantage on tie bets is a high 14.36%, so you should avoid placing these bets.

What is the Best Hand in Baccarat?

Nine. In baccarat, the highest hand value can be nine. So, nine is the best hand.

Is There a Pattern in Baccarat?

Because of the high house edge in baccarat, it is simply a game of chance. Neither a pattern nor a strategy can predict who will win at baccarat.

How Can I Win Online Baccarat?

  • Until it fails, bet on the banker
  • Take part in brief online baccarat sessions
  • It would be best if you did not alter your strategy during a game
  • Become familiar with the rules

What is a Natural 9 in Baccarat?

In the Natural 9 bet, the Banker or Player must have a natural total of 9 to win. If the banker wins, the payout can be up to 8/1. Both sides have the same odds.